1) Don’t buy term papers. The quality is crap and typically on par with junior high level intelligence. Don’t waste your $$$!
2) Don’t buy things on a whim. Even if things are cheap or on sale, ask yourself if you really need it. If not, don’t!
3) Listen to music for free online. Check out Pandora, Ruckus, Last.fm, and others. They’re all free and easy!
4) Stop buying lunch at the food court! Just make yourself a sandwich and pack some snacks for the day and you’ll be fine!
5) Wait to get that pet you want. You probably can’t afford it and you won’t be around enough to give it the attention it needs!
6) Create and stick to a budget. Knowing where all your money is going is half the battle. Control your spending!
7) Try to be an RA in the dorms. The pay often includes room + board + a stipend on top of that. Saved me nearly $10K in costs!
8) Walk, bike, roller blade, scooter, or skateboard to campus. Overcome the laziness and you’ll save money not driving every day!
9) Don’t go grocery shopping without a plan to buy a few items (bear in mind on that Iffa!). Go once a week and get all that you’ll need for the week.
10) Work at your library or computer lab. You’ll be able to study (or play) most of the time and get paid for it! Extra cash!!!
11) Learn how to change your own oil! Think about the $30 you spend each time you go to a mechanic. It’s more work, but worth it!
12) Live with relatives or friends (if able) instead of the dorms or apts. Not the coolest, but will save you a ton of money!
13) Volunteer! Does not make u money, but u’ll feel better about yourself and u won’t buy so much junk just to make you happy.
14) Establish a $1K emergency fund somehow. You’ll need it for that unexpected expense that WILL arise. Don’t rely on credit!
15) Have a credit card? Pay the balance off monthly, or if u can’t do that, ask the lender to lower your interest rate. It works!
16) Rent movies from the Redbox for $1 per night or use the free codes. See http://bit.ly/vS0i5 for more info on how it works!
17) Open up an online savings account. You’ll get a higher return than a regular bank and you don’t have the commitment of a CD.
18) Sell your textbooks online instead of the bookstore. In most cases, you’ll get a much better return even with shipping!
19) Making a big ticket purchase (i.e. tv)? Ask for a discount! Many times they’ll give it to you. Might work on small stuff too!
20) Utilize your local Freecycle movement. People getting rid of old stuff that can u have for free! Check out www.freecycle.org
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